
Reliable Risk Resolutions
Insurance for Marine Importers, Exporters & Businesses
Specialist short-term insurance for perishable cargo, logistics operations, and commercial risks — backed by over 30 years of expertise and a commitment to transparency, compliance, and personal service.
Why Choose Rock Risk
Trust, expertise, and personal service
- Marine insurance specialists for importers, exporters, and logistics operators
- Deep commercial and fleet insurance expertise for businesses of every size
- Dedicated claims support — we guide you through the process step by step
- Personal, one-on-one service from experienced brokers, not call centres
- Fully FAIS-compliant with transparent advice and regulatory accountability
- Independent brokerage with continuity of experience and specialist authority
Regulated
[FSP Name — to be confirmed by Patrizia] · FSP [FSP Number — to be confirmed by Patrizia]
Experience
30+ years of specialist insurance expertise
Who We Serve
Fruit & produce exporters · Importers & distributors · Logistics & freight operators
Claims Support
Dedicated guidance from notification to settlement
What We Cover
Insurance
Services
Marine
Cover for cargo, hull and marine liability risks.
Learn morePerishables
Safeguard temperature-sensitive goods in transit and storage.
Learn moreCommercial
Comprehensive cover for businesses of every size.
Learn moreMotor
Fleet and commercial vehicle insurance tailored to your needs.
Learn morePersonal
Protect your home, vehicle and personal belongings.
Learn moreInsights
Know your cover
Why marine cargo cover matters
Whether you ship locally or internationally, cargo in transit faces risks at every handover point. Specialist marine cover protects your goods — and your business reputation.
Read moreClaims: what to do in the first 30 days
Most policies require prompt notification of a claim. Knowing the steps upfront can make the difference between a smooth settlement and unnecessary delays.
Read moreUnderstanding perishable goods insurance
Temperature-sensitive cargo needs cover that goes beyond standard transit policies. Cold-chain breakdown, spoilage, and supply-chain disruption all require specialist attention.
Read moreAbout Rock Risk
Independent.
Experienced. Accountable.
Patrizia Scott brings over 30 years of short-term and marine insurance expertise to Rock Risk. As an independent brokerage with her own FSP licence, she offers the authority of a principal broker with the continuity of decades serving importers, exporters, and commercial clients across South Africa.
This is not a lifestyle brand — it is a trust and expertise business. We combine regulatory seriousness with personal, one-on-one service for every client.
Meet the team“We don't just sell insurance — we protect what you've built, what you love, and what matters most.”
Patrizia Scott — Founder, Rock Risk (Pty) Ltd
Ready to protect
what matters?
Speak to Patrizia or the Rock Risk team for personalised advice.
Speak to an Expert